Recent blog posts
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Is the Government Changing the Age Pension for Homeowners?
Australian homeowners approaching or already in retirement may have seen headlines and online discussion suggesting the government could change how the Age Pension treats homeowners. For retirees who have spent decades paying off their family home, that kind of headline can understandably attract attention. But what is actually happening? As...... -
Can a Reverse Mortgage Help Fund a House Deposit?
For many Australian families, helping children or grandchildren enter the property market is becoming part of the broader retirement and estate-planning conversation. Parents may have spent decades building substantial equity in their family home while their adult children are trying to save enough for a property deposit. This creates an...... -
Younger Australians Considering Reverse Mortgages for Early Retirement
For many Australians, retirement planning has traditionally centred on superannuation, savings and eventually the Age Pension. But for homeowners approaching retirement with significant property equity, the family home may also be considered a potential source of retirement funding.. This may be particularly relevant to younger Australians approaching early retirement, including...... -
Why Over-55s Delay Using Home Equity and What Changes Their Mind
For many Australians approaching retirement, the family home is their largest financial asset. They may have spent decades paying down their mortgage and building substantial property equity, yet still rely mainly on superannuation, savings or the Age Pension for everyday retirement expenses. Despite this, many older homeowners are initially reluctant...... -
Reverse Mortgage Loan Structuring in Australia
For many Australian seniors, the family home is their largest asset. It may hold years of built-up equity, but that equity is often locked away while day-to-day retirement costs continue to rise. A reverse mortgage can help eligible homeowners access part of that home equity while continuing to live in...... -
Which Banks Offer Reverse Mortgages in Australia?
If you are searching for which banks offer reverse mortgages in Australia, the answer may surprise you: most of the major banks no longer offer new reverse mortgage loans directly. In the past, Australians could find products such as a NAB reverse mortgage, Commonwealth Bank reverse mortgage, Bankwest reverse mortgage......